Free and Ad FreeiOu Debt Calculator is Free and Ad Free. That means we are not wasting your battery or data transfer serving you ads. You can see your "net worth" with one look.
Credit Card DebtsiOu Debt Calculator has everything you need to track credit card debts. Monthly percentage based transactions can be set up once and forgotten while iOu automatically keeps up with your debts.
Small BusinessesiOu is perfect for landlords or other small businesses. You can easily set up as many accounts as needed and set up monthly transactions to automatically charge rent. Choosing to pay off an account is as simple as the click of a button.
Personal LoansiOu Debt Calculator makes it very easy to know how much you are owed from restaurants, bars, vacations, or keep track of who has your dvds and books.
Bring in ContactsEasily add accounts for your contacts. iOu Debt Calculator will then keep track of that persons number and they can be called or texted anytime when looking at their account.
Multiple CurrenciesThere are multiple currencies to choose from, allowing you to keep track of foreign debts or loans. Any requests for new currencies can be submitted at the bottom of the page by sending us a message.
Start by creating accounts for all your debts and loans. These accounts could represent personal loans for any reason as well as bank accounts and credit cards. iOu allows bringing in contacts to open an account so you can conveniently call them later. This could be your best friend borrowing gas money or the number of the bank associated with a credit card. You can choose an alternate currency or notification date to remind yourself of the account.
Transactions represent any time that you loan / borrow money or make / accept a payment. Just choose whether you are loaning or borrowing money and set the amount. You can also associate a note with each transaction. Each account has a history of transactions showing the value of the account over time. Transactions can be set up to occur monthly, weekly, and daily as well. This allows the automation of monthly bills being added, or charging clients on a recurring basis.
iOu will show you your net worth and where exactly all of your money is. iOu will keep track of your recurring payments and bills in multiple currencies and will display the current value of all loans and debts. Each account has a transaction history detailing any time money or objects were borrowed or lent. Both accounts and transactions can be easily edited, marked as paid, or deleted.